Banco de Seguros del Estado

Montevideo, Montevideo, Uruguay

BSE is a valid aviation insurance carrier fit for Uruguay: it publicly lists aviation, aircraft hull/liability, crew/passenger, cargo/baggage and drone coverages, and it provides aircraft/drone claim instructions. It appears to distribute both through advisors/brokers and direct teleservice. The main public-data gaps are aviation-specific direct contact details, online binding, a general base-rate table and independent aviation-specific reviews.

Contact

Get quote

Websitebse.com.uy

Email[email protected]

Phone1998 in Uruguay; +598 2203 3773 from abroad; WhatsApp +598 98 611 998

Contact formbse.com.uy

Quote requestbse.com.uy

Applicationbse.com.uy

LinkedInlinkedin.com

Best for

Uruguay aircraft owners seeking a local state-owned carrier
Drone operators needing liability coverage with published limits
Operators who can work through an advisor, office or 1998 teleservice
Buyers who want official downloadable forms and policy conditions before applying

Potential drawbacks

No aviation-specific business email found
No aviation-specific direct business phone found beyond general 1998 teleservice and claims 1994 option 1
No general public base premium/rate table for aviation policies found
Independent aviation-specific customer reviews were not found
Online process appears to be quote/contact plus downloadable forms, not online binding

Coverage and fit

Aircraft segments

pistonturbopropturbinejethelicoptergliderultralightdroneballoon airshipamphibious aircraftother aeronautical objects

Coverage lines

third-party liability for non-passengerschemical-risk liability for crop-dusting aircraftcrew death and permanent disabilitypassenger death or bodily injurycargo or baggage hold liabilityaircraft hull damage from theft, fire or accident in flight, taxiing or on the grounddrone third-party liabilitydrone accidental damage and liability plandrone collision, fire, theft, malicious damage and ground transport under TOTAL planwar-risk extension when included in particular conditionshurricane, tornado, tempest and hail sublimit

Borrower segments

Not listed.

Usage segments

private pleasurecommercialcharterair taxiflight school trainingaeroclub rentalexecutivetourismambulancecargoaerial applicationaerial photographyinspectionadvertisingindustrial supportdemonstrationtowingcommercial dronelarge recreational dronephotogrammetry topographyscientific researchdomestic recreational drone

Research signals

Reputation score

3.5

Signal strength

low for aviation-specific sentiment; moderate for general BSE sentiment

Sources

Independent aviation-specific customer reviews were not found. General public-review signals for BSE are mixed: broad Google-derived listings show generally positive averages for headquarters, while narrative insurance-auto review pages summarize recurring complaints about claims handling, delays and service consistency. These general reviews should not be treated as aviation-product evidence.

Positive themes

Large state-owned insurer with long operating history and broad Uruguay footprint
Some general reviewers praise office attention, efficiency and insurance offerings
Public credibility is supported by regulator listings and investment-grade/strong local rating signals

Negative themes

Some general auto-insurance reviews describe claim delays, disputed outcomes and difficulty getting clear answers
Some general customer-service reviews report slow or inconsistent attention
No aviation-specific independent review base was found to validate aircraft or drone service quality

Forum themes

No meaningful aviation-specific Reddit/forum discussion was found in public search results.

Sources