Providers/First American Equipment Finance
Aircraft lenderCompany

First American Equipment Finance

Victor, NY, United States

First American is a bank-owned equipment finance company with a dedicated aircraft finance offering for full aircraft ownership, fractional shares, and cash-out refinancing. Public materials show fixed and floating options, LTVs up to 90% on whole aircraft, LTVs up to 85% on fractional shares, 5- to 7-year whole-aircraft terms, and amortizations up to 20 years. Public pages do not disclose aircraft APR ranges, specific prepayment terms, a self-serve application or preapproval URL, or a clear piston-aircraft appetite.

Contact

Best for

  • business jet, turboprop, and helicopter buyers
  • fractional aircraft share borrowers
  • high-net-worth individuals and established organizations
  • City National Bank and RBC relationship clients
  • borrowers seeking bank-owned capital with aviation-specific support

Potential drawbacks

  • no public aircraft APR or rate range
  • no public online application or preapproval URL found
  • specific prepayment terms are not disclosed publicly
  • no current public support for piston aircraft financing found
  • independent aviation-specific borrower review signal is thin

Coverage and fit

Aircraft segments

jetturboprophelicoptermidsize to large aircraftfractional aircraft

Coverage lines

Not listed.

Borrower segments

established commercial borrowersmiddle-market organizationslarge organizationsinvestment-grade organizationspublicly traded entitieshigh-net-worth individualscorporate aviation userscharter or aviation services businesses

Usage segments

private aviationbusiness aviationcorporate usecharter operations

Research signals

Reputation score

4.1

Signal strength

limited

Sources

14

Public signal is positive but uneven. Official testimonials and customer-reference aggregators emphasize responsiveness, smooth process, competitive or customized structures, and helpful teams. Independent aviation-specific borrower reviews were not found in meaningful volume, so aviation-borrower sentiment should be treated as low-confidence.

Positive themes

  • responsive financing teams
  • smooth or streamlined process
  • customized structures
  • bank-owned stability
  • positive official customer testimonials
  • generally favorable non-aviation customer-reference signals

Negative themes

  • no published aircraft APR or rate range
  • no public online aircraft application or preapproval URL found
  • specific prepayment terms are not publicly disclosed
  • no clearly independent aviation-specific borrower review corpus found
  • piston-aircraft appetite is not supported by current official aircraft materials

Forum themes

  • No meaningful aviation-forum borrower discussion was found for this specific provider during this pass.

Sources