Providers/QBE Aviation
Aviation insurance carrierCompany

QBE Aviation

Sydney, NSW, Australia

QBE Insurance (Australia) Limited is the Australian operating insurer behind QBE's aviation and RPAS cover. Its public materials support a broad aviation appetite including private aircraft, airlines, RPAs, non-owned liability, aerial agriculture, hangarkeeper's liability, ground handlers, refuellers and airport-area businesses. Distribution is not purely online: QBE says aviation cover is available directly, through brokers and through authorised representatives, with SAAA also publishing a member arrangement for sports/recreational aircraft.

Best for

  • Australian aircraft owners and pilots needing a recognized aviation underwriter
  • Aviation businesses, airports, hangars, ground handlers and refuellers
  • Commercial drone/RPAS operators with appropriate RePL/ReOC or approved training
  • SAAA members and sports/recreational aviation participants who meet program requirements
  • Buyers who prefer carrier strength and specialist claims support over a fully online quote flow

Potential drawbacks

  • No public instant online aviation quote flow located
  • Independent aviation-specific reviews are mostly forum anecdotes rather than formal ratings
  • Eligibility and pricing may be sensitive to aircraft registration, pilot history, claims, training, aircraft type and use
  • Some forum users report premium increases, claim friction or restrictions for RA-Aus/SAAA edge cases

Coverage and fit

Aircraft segments

private aircraftairlinesplanesgliderspiston-engine aircraftremotely piloted aircraft systems (RPAs)/dronessports/recreational and amateur-built aircraft via SAAA arrangement

Coverage lines

Aircraft Hull and LiabilityAircraft Non-Ownership LiabilityAircraft Aerial Application LiabilityHangarkeeper's LiabilityRemotely Piloted Aircraft Systems coverSpecialist aviation business coverthird-party liabilitypassenger liabilityproperty damage liabilitywar and political risk option for eligible Aircraft Hull and Liability policyholdersRPA privacy liabilityRPA electronic data/media option

Borrower segments

Not listed.

Usage segments

private/recreational flyingcommercial aviationcharter operatorsairlinesaerial agricultureairport operationsmaintenance operationsground handlingrefuellingdrone commercial operationsnon-owned aircraft useRPA surveying and photographyRPA powerline inspectionRPA agricultural operations

Research signals

Reputation score

Not scored

Signal strength

moderate

Sources

18

Independent aviation-specific public discussion is available mainly in Australian recreational aviation forums rather than formal review platforms. The forum signal is mixed: QBE is treated as a real and recurring aviation market, including through SAAA and broker/co-underwritten arrangements, with some users reporting satisfactory claim outcomes and others criticizing eligibility limits, cost, premium increases after claims, or claim friction. Broader QBE review platforms are not aviation-specific and should be weighted lightly for aviation buyers.

Positive themes

  • Several aviation forum participants describe QBE or QBE-backed policies as paying claims when needed.
  • QBE appears in current Australian aviation discussions as a known market for recreational, VH-registered and RA-Aus top-up insurance through brokers or affinity arrangements.
  • SAAA presents the QBE arrangement as tailored for sports and amateur-built aircraft members with safety-program participation benefits.
  • A December 2024 forum post described a 50% QBE / 50% Agile policy with RA-Aus top-up features, no premium increase that year, and broker advice viewed positively.

Negative themes

  • Some forum users report premium increases or high cost after claims.
  • A November 2023 forum participant said they would not recommend QBE via SAAA after an eligibility issue tied to RA-Aus registration.
  • One forum participant said QBE paid a write-off after a struggle, suggesting claim handling may require persistence in some cases.
  • Formal independent aviation-specific star-rating review volume was not located.

Forum themes

  • Australian pilots compare QBE with brokers and alternative aviation insurers.
  • Forum discussions focus heavily on liability limits, passenger liability, RA-Aus/SAAA eligibility, hull versus liability cover, and whether premium cost justifies hull coverage.
  • Broker involvement is repeatedly described as important for specialist aviation insurance placement.
  • Tailwheel, experimental, recreational and non-standard aircraft are discussed as harder or more expensive risks.

Sources